Home Inventory Hints
RoKe Home Inventory tips to save your records.
Organize all the documents you need for tax, insurance, refinancing, and eventually resale purposes, and add them to a comprehensive home file. You may want to use an accordion folder, a file box, fire resistant safe or other container to keep files together. Consider renting a safe deposit box to safeguard vital records, such as your deed, your mortgage note, title insurance and homeowner’s policies, and your will.
Your permanent house file should include:
* A comprehensive inventory of the contents of your home and any property kept in off an premises storage facility for safe keeping.
* Purchase data
Original listing of your house, comparable market analysis, any notes you want to save.
* Closing data
All papers signed or given to you at closing, including your deed, mortgage note, settlement statement, title insurance policy, appraisal, disclosures and other forms.
* Loan data
Original loan application, record of payments, list of documents required by lender (you may need these if you refinance).
* House data
Blueprints, floor plans, architectural records, plot plath, historical information. * Home inspection report
Record of your house's condition at time of purchase; which can be a useful guide for home maintenance
* Other inspection reports
Termite, lead, radon, asbestos, soil or other reports. Keep any receipts for treatment or repairs.
* Insurance
Homeowners' insurance, flood or earthquake policies; a list of your home's contents and estimated value with photographs or video imaging to document records,(keep a copy in your safe deposit box, if you have one).
* Home improvements
Ongoing record of major home improvements made and receipts (for possible tax use when you sell the house). You may want to divide these into major remodeling, minor improvements, maintenance, and landscaping categories. Also keep purchase and repair receipts for major appliances and furniture.
* Property taxes
Tax bills, record of payment.
* Pet Information
Store information pertaining to all pets as to vet name and address, medicines or special diet or any other special instructions. http://www.hsus.org/hsus_field/hsus_disaster_center/
* !! RoKe Home Inventory Services can help you with the recording and storage of these crucial documents.